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Statistics

Insights for your household

Monthly balance

Recurring items, normalized to one month

Income€5,800.00
Expenses€2,246.35
Savings€400.00
Freely available€3,153.65

Savings per member

Personal share of active savings contributions, normalized to the month

Nicola€220.68 (7%)
Rico€179.32 (7%)

Expenses by category

Fixed costs (normalized monthly) plus household book in July

Housing€1,500.00 · 58%
Other€450.00 · 17%
Groceries€295.90 · 11%
Utilities & energy€224.99 · 9%
Leisure€62.00 · 2%
Insurance€40.00 · 2%
Other€18.37 · 1%
Subscriptions & media€12.99 · 0%

Reserve projection

Projected reserve account balance over 12 months

Recommended monthly set-aside: €58.37

One-time initial funding needed: €421.63

Stacked by member: who carries how much of the reserve. The projection starts with the recommended initial funding (€421.63).

NicolaRico
July: €0July · Nicola: €0.04€0JulAugust: €3August · Nicola: €1.67August · Rico: €1.59€3AugSeptember: €62September · Nicola: €30.86September · Rico: €30.77€62SepOctober: €120October · Nicola: €60.05October · Rico: €59.95€120OctNovember: €123November · Nicola: €61.68November · Rico: €61.58€123NovDecember: €182December · Nicola: €90.87December · Rico: €90.76€182DecJanuary: €240January · Nicola: €120.06January · Rico: €119.94€240JanFebruary: €243February · Nicola: €121.69February · Rico: €121.57€243FebMarch: €302March · Nicola: €150.88March · Rico: €150.75€302MarApril: €360April · Nicola: €180.07April · Rico: €179.93€360AprMay: €363May · Nicola: €181.70May · Rico: €181.56€363MayJune: €422June · Nicola: €210.89June · Rico: €210.74€422Jun

Variable costs over time

Household book totals per month, 12 months per view

Aug 2025 – Jul 2026

August 2025: €0.00AugSeptember 2025: €0.00SepOctober 2025: €0.00OctNovember 2025: €0.00NovDecember 2025: €0.00DecJanuary 2026: €0.00JanFebruary 2026: €0.00FebMarch 2026: €0.00MarApril 2026: €0.00AprMay 2026: €23.80MayJune 2026: €436.24€436JunJuly 2026: €357.90Jul

Spending trend (12 months)

Fixed costs (normalized monthly) plus household book per month; dashed line = income

Aug 2025 – Jul 2026

August 2025: €2,246.35September 2025: €2,246.35October 2025: €2,246.35November 2025: €2,246.35December 2025: €2,246.35January 2026: €2,246.35February 2026: €2,246.35March 2026: €2,246.35April 2026: €2,246.35May 2026: €2,270.15June 2026: €2,682.59July 2026: €2,604.25Income: €5,800€2,683AugSepOctNovDecJanFebMarAprMayJunJul

Vehicle costs

Fuel and charging per month, 12 months per view

Aug 2025 – Jul 2026

FuelCharging at homePublic charging
August 2025AugSeptember 2025SepOctober 2025OctNovember 2025NovDecember 2025DecJanuary 2026JanFebruary 2026FebMarch 2026MarApril 2026AprMay 2026MayJune 2026: €94June 2026 · Fuel: €78.30June 2026 · Charging at home: €15.60€94JunJuly 2026: €121July 2026 · Fuel: €82.50July 2026 · Charging at home: €13.56July 2026 · Public charging: €25.02€121Jul

Energy costs

Last 12 recorded months – electricity, gas and mobility

Feb 2026 – Jun 2026

Grid costswithout PV
with forecastno forecast
February 2026 · Electricity: €110.27February 2026 · covered by PV: €33.88€144FebMarch 2026 · Electricity: €92.32March 2026 · covered by PV: €47.60€140MarApril 2026 · Electricity: €64.47April 2026 · covered by PV: €70.90€135AprMay 2026 · Electricity: €43.84May 2026 · covered by PV: €86.01€130MayJune 2026 · Electricity: €28.30June 2026 · Home charging (EV): €2.71June 2026 · covered by PV: €96.89€128JunFebruary 2026: €144March 2026: €140April 2026: €135May 2026: €130June 2026: €128

PV savings in this period: €335.28

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